ReCapital

The vision behind ReCapital was simple but ambitious. Financial education is often complicated, boring, or disconnected from real life. We wanted to build a product that helps people learn investing, budgeting, and money management in a way that feels personal, modern, and actually useful. The goal was to create one ecosystem where education, AI assistance, subscriptions, payments, and finance tracking work together naturally.

We designed and built ReCapital as a complete fintech ecosystem. Users learn through structured lessons inside a Flutter mobile app and Telegram mini-app, track their expenses and financial goals, and chat with an AI assistant for personalized financial guidance. The platform includes a web version, admin dashboard, subscription system, local payment integrations, push notifications, voice AI, and analytics. Built with FastAPI, PostgreSQL, Redis, OpenAI, and Telegram infrastructure, ReCapital became a smart financial companion built specifically for the Kazakh market.